Skip to main content
A living room view from the patio of a modern, one-story home. Centered at the left, the words: be ready when you see it.

Mortgage Loans

Credit Union Mortgage Association, Inc. (CUMA)

Whether you are a first time home buyer or a seasoned professional, our mortgage specialists at CUMA offer a variety of home loans to meet your needs — all at very competitive rates!

Benefits include:

  • Great rates
  • Fixed rate mortgage loans
  • Adjustable rate options, allowing for higher loan amount qualification
  • Lower than industry closing costs
  • First time buyers programs
  • Quick loan decisions made locally
  • Average closing under 30 days

For more information on the wide variety of options available, visit CUMA or call 844-429-8722. Members wishing to have a loan officer contact them for support may complete the online contact form.

Existing Mortgages

If you would like to contact us regarding any issues or concerns with your existing mortgage or home equity loan with South Florida FCU, A Division of Guardians Credit Union, please call (561) 686-4006, ext. 1002, Monday through Friday from 9:00 AM to 5:00 PM (EST). Or, you may send correspondence to:

South Florida FCU, A Division of Guardians Credit Union
Attn: Credit Support Department
PO Box 20255
West Palm Beach, FL 33406-7554

If you are contacting us by mail, please allow 10 business days from receipt of your correspondence to receive a written response.

You are about to leave our website!

You are about to access services provided by a trusted third party partner.

Continue to websiteStay on our website

Before proceeding to , please note:
The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. We are not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. We do not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. Our Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site.